I am a believer in being 100% debt-free. My husband and I managed to accomplish this in our first 2 1/2 years of marriage while paying for college with cash, and have maintained a debt-free budget since July 2012. I hope our experience will be of some help to you if you are striving to take control of your finances.

I paid almost $45,000 cash for my 4-year degree. It took me seven years of going in and out of school to do it, but it was the best feeling taking my diploma and having $0 debt. Don’t believe the lies that say you cannot go to college without debt, or that it is impossible to pay cash – because as long as you believe them, it will be impossible. >>> Paying Cash for College

We don’t take loans for college or cars, we don’t have credit cards, and we think 90 days same as cash and no payments until ___ are traps! It is absolutely true that “The rich rule over the poor, and the borrower is slave to the lender” (Proverbs 22:7). >>> Debt Freedom

Grocery shopping monthly, getting the best deals on insurance, implementing a tithe and savings category and making them top priority – these are all ideas for cutting down and improving your monthly cash flow plan. Read about our budget and how we manage to live without what America tells us we need. >>> One-Income Living

Want some college or money advice? E-mail me:


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